Roofing Company in Richmond, VA

Roofing contractors face a variety of unique risks that require comprehensive insurance protection. Roofing company insurance is specifically designed to provide coverage for the exposures in this industry. Key policies include commercial general liability to guard against third-party bodily injury, property damage, and advertising injury claims. Commercial auto insurance covers company-owned vehicles used to transport workers, equipment, and supplies to job sites. Workers’ compensation insurance is essential for covering employee injuries on the job. Roofing liability insurance provides higher liability limits and protects against claims arising from a contractor’s negligent workmanship, faulty installation, or defective products used. Additional coverages like contractor’s tools and equipment insurance safeguard expensive roofing machinery and tools from theft, damage, or loss. Roofing company insurance packages can be customized with specialized endorsements to address risks like environmental impairment, stop gaps in liability coverage, and more to fully insure these businesses.