The Virginia Roofers Safety Group Program is designed to protect your business and save you money.  Coverages are provided at competitive rates and a dividend of up to 33% can be earned based on the loss ratio of the entire group. 

    Your insurance program will be individually customized to your exact needs, leaving out coverages you don't require and adding or increasing those that fit your situation.  As a result you get protection with no overlaps and almost always at a lower cost.  Fewer losses result in higher dividends.  We work with you to help lower the number of claims to further reduce your cost.

 The Virginia Roofers Safety Group Program has provided a stable insurance market for the roofing contractors for over 20 years.  We hope to develop a partnership  between your business, the insurance company and our agency to provide you with the protection and service that will enhance your business.

    The insurance company, Penn National Insurance, is a strong and financially sound company that has provided a dependable and stable market for roofing contractors in Virginia since the inception of this safety group.

    Our group plan offers competitive up front pricing and an opportunity to further cut costs through dividend sharing.  Over $3,500,000 in dividends have been paid to our policyholders.

    To complement this program, multiple workers' compensation programs are available.

Coverages Provided
You have the option of selecting any or all of the following coverages:

Property Coverage	Covers loss of damage to your building and contents, with optional deductibles and property coverages to meet specific individuals.
Liability Coverage	Protects your business for legal liability incurred as a result of business related operations.
Tool and Equipment Coverage	Tools and equipment are covered for direct physical loss or damage while in transit, on the job site or on your business premises.
Business Automobile Coverage	Protects your business for legal liability as a result of the use of your automobiles.  Coverage can include Auto Medical Payments and Physical Damage coverage.
Installation Coverage	Materials or equipment are covered for physical loss or damage while in transit or on the job site prior to installation.
Crime Coverage	Covers Losses Incurred as a result of acts of burglary, theft, employee dishonesty, and forgery.
Commercial Umbrella Coverage	Covers catastrophic losses after your primary liability insurance coverage is exhausted

View Safety Group in PDF Form.

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