The Harry R. James Insurance Agency, Inc. was founded
in 1947 but the agency`s roots go as far back as 1921 making it one of the
oldest insurance agencies in Virginia. The agency is a full line insurance
agency , providing property, liability, life and health insurance protection to
families and businesses. The agency represents some of the finest insurance
companies who are committed to providing superior products and service. The
agency takes pride in its tradition of providing the best service possible to
We move quickly to get fair, prompt settlement of
claims, enabling our clients to get back to their family and business
activities. As your insurance agency, we worry about the insurance details so
you don’t have to. We periodically review the adequacy of our clients’
insurance programs, making recommendations and changes when necessary.
Our Commercial Lines Department is staffed by knowledgeable agents with over 50
years combined experience in the industry. We have a detailed understanding of
the coverage and cost concerns of business owners operating this competitive
economic environment. We serve the needs of clients ranging in size from Main
Street businesses to large multi-state commercial operations, and we have
access to Excess and Surplus markets for difficult to place coverage.
Our Personal Lines Department serves the needs of individuals and families providing
comfort in knowing they have the necessary coverage.
At the Harry R. James Agency; we differentiate ourselves with the depth of our
analysis and personalized service. We look deeper into risk exposure and search
for every opportunity to improve coverage and minimize premium costs. We work
hard to earn our clients’ confidence.